AT 964

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NEWS

4 ASIAN TRADER 16 MAY 2025

Cash Access UK, the organisa-

tion set up to protect access to

cash across the nation, has

partnered with Co-op to open

the first banking hub within a

supermarket setting.

The hub – in Co-op’s

Treorchy c-store in South

Wales – will provide local

residents and businesses with

access to essential banking

services alongside their

shopping.

While more banking

customers are choosing to

bank and pay for things

digitally, there are still many

customers and businesses that

require regular access to cash

and face-to-face banking

services. As a result, the

banking industry in 2022 to

begin the rollout of banking

hubs to help maintain these

services on high streets. 150

hubs are open across the

country.

“We’re thrilled to partner

with Co-op to establish our

Treorchy banking hub

permanently within their

local store,” Gareth Oakley,

CEO at Cash Access UK, said.

The move forms part of Co-op’s

focus on creating added

services in its stores and, to

promote stronger and more

resilient communities.”

Co-op to house UK’s first

supermarket banking hub

Absolutely Tarifed

ithin the next few weeks, whatever size of

tsunami has been unleashed by Trump’s tarif

trade wars will make landfall in the USA, in the

form of massive price hikes on imported goods from every-

where, but especially from China. The consequences are

already in action and rolling towards the shores of America, as

container deliveries into ports have already shrunk 35%,

meaning many empty shelves and angry laid-of truckers very

soon.

It is not the end of the world. US ports receive only about

25% of their cargoes from China, and some goods will still

arrive – although the parts and consumables needed by small

businesses across the USA face disaster because of raised

prices or simply halted supplies. And for American consumers,

there will probably be a nasty inflation shock.

What it really means is the end of the world as we know it.

Globalism is efectively over, at least as far as the USA is

concerned. Even if tarifs are amended, as inevitably they will

be, the trust has been broken, and assumptions fatally

undermined.

For the rest of the world, it is very interesting. As mercan-

tilist China desperately attempts to unload its now-surplus

production elsewhere, a flood of cheap goods is destined to

land on everybody else’s shelves.

This week, however, the UK government said it is going to

ensure this does not happen, and will end the “de minimis”

import duty level – meaning that goods under a certain value

(namely cheap online orders shipped from China, and maybe

via somewhere else to circumvent Chinese re-routing) will

become more expensive.

This is an attempt to save what is left of our manufacturing

industry, which cannot compete on price with dumped

Chinese goods, but also to stave of the deflationary efect of

such dumping. World trade will begin now to re-route itself

around the USA’s tarif walls, and it presents a fantastic

opportunity for very many countries to rediscover the

benefits of real free-trade and mop up the extra benefits of

doing business internationally that America has spurned.

For grocery, and the local store, the mid-term efects are

hard to predict and perhaps cannot be predicted. Much of

what is sold in convenience is locally produced (UK or EU and

so on), so the sector will not sufer from any immediate

efects of US tarifs, although knock-on efects (of countries

not exporting to America) might mean more availability and

lower prices here, and therefore more sales but at lower

margins.

Longer-term, there is reason to be optimistic. World trade

certainly needed shaking up – tarifs and restrictions accrete

like cholesterol in the veins and arteries of trade. Lowering

them (if only to please the USA) will improve circulation, so to

speak. And China, which has grown its economy by hollowing

out those of other countries with its cheap subsidised

products and almost slave labour (10 hours a day, 6 days a week

if you are lucky enough to have an ofce job), certainly needed

reining in. For that, the USA deserves some gratitude.

The government has

launched a consultation

on plans to significantly

strengthen the Soft

Drinks Industry Levy

(SDIL), proposing to

lower the sugar thresh-

old and remove exemp-

tions for milk-based

drinks.

HM Revenue &

Customs and Treasury are

seeking industry views on three

key proposals to expand the scope

of the sugar tax, which was first

introduced in 2018. The consulta-

tion will run until 21 July 2025.

Under the proposals, the

minimum content at which the

levy applies would be reduced

from 5g to 4g per 100ml (a 20%

cut in permissible sugars), while

exemptions for milk-based

drinks and certain milk substi-

tute products would be removed.

In their joint foreword to the

consultation document, James

Murray, exchequer secretary to

the treasury, and Ashley Dalton,

public health and prevention

minister, defended the proposed

changes, citing the continued

high rates of obesity in the UK.

“Our nation faces the

formidable challenge of persis-

tently high rates of obesity and

overweight, afecting nearly

two-thirds of adults and a third of

children. This epidemic costs the

health service an estimated £19

billion a year and the economy an

estimated £15 billion annually,”

they wrote.

Taking a diametrically

opposite view, the Institute of

Economic Afairs (IEA), called for

the levy to be scrapped entirely.

“It should be repealed, not

expanded,” Dr Christopher Snow-

don, Head of Lifestyle Economics

at the IEA, said. “It has been

costing consumers £300 million

a year while childhood obesity

rates have continued to rise.

The final policy will be

confirmed in the Autumn

Budget.

Desperate for cash again, politicians cite health concerns

Government proposes major

expansion of sugar tax

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